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Irwin Union Bank has a mortgage loan program
to meet your individual needs.
Whether you're buying an existing home, building your dream home, or refinancing your current home, Irwin Union Bank has a tailor made first mortgage loan solution to suit your personal needs. Our Mortgage Lending Team can help you determine which first mortgage program best meets your individual needs. We have over a century and a quarter of banking experience under our belts, so we've had the chance to do some fine tuning to our mortgage products. This website was designed to help you through the mortgage application process. It will not only educate you about our products and programs but also allows you through the use of financial calculators to pre-qualify yourself for a mortgage loan.
If you have any further questions or would like to speak directly with a Mortgage Lending Team Member, please fill out the Contact Us Sheet, or call us at 1-888-879-5900 extension 51459.
"IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, Federal law requires all institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents." Confidentiality Disclosure:
At Irwin Union we work hard to ensure the confidentiality of your information and want to remind you that we recommend against sending confidential information via e-mail. The e-mails you send us are not secure. We strongly encourage you to call, visit one of our locations, or use traditional postal delivery when you need to discuss confidential information with us.
* Annual Percentage Rates and principal and interest payments are calculated based upon a 30 year amortization. The initial rates and APR shown reflect the rates in effect at the start of the loan and may increase or decrease after the initial period, along with the payment amount.
The payment amount does not reflect amounts to be paid into escrow, such as real estate taxes and insurance. The APR assumes a 20% equity position and does not include all closing costs.
This is not a commitment or an offer to lend. All loans are subject to credit approval, acceptable collateral and available equity. Rates and points are subject to change without notice. Lengths of locks are determined by product. You may call us at 1-888-879-5900 extension 51459 regarding any questions you may have or to lock your interest rate.
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